The Social Security Administration (SSA) has issued all SSDI payments to beneficiaries who began receiving disability benefits prior to May 1997. They received their payout on December 3, exactly like those receiving SSI at the same time. Furthermore, if you received disability benefits after April 30, 1997, and your birthday fell between the 1st and 10th of any month, your payday was December 11, 2024.
So, all of these SSDI recipients need to prepare for their January payout. The first thing to know is that the average payment will be around $1,580, which is $38 greater than in 2024. If your disability payout is significantly smaller, you might expect to get fewer funds. For example, if your monthly cheque is $500, the revised amount after COLA is $512.5.
SSDI January payment schedule
The first Social Security Disability Insurance payment with a 2.5% COLA increase is due on January 3, 2025. This will be the first payment in 2025, as the SSI check for January will be delivered on December 31, 2024.
After the January 3 payment, Disability Insurance claimants will get a new payday on January 8, 2025. This will be the first of three Wednesday payments.
The second Wednesday payment will be deposited into the recipients’ bank accounts on January 15, 2025. The final and third SSDI checks will be released on January 22.
- Disability Insurance payment on January 3: if starting receiving SSDI before May 1997 or on SSI concurrently.
- Disability Insurance Payment on January 8: For those born between 1-10, disability insurance
- payments will be given on January 15 for those born between 11-20.
- Disability Insurance payment on January 22: born 21–31
SSDI eligibility and possible amounts in January 2025
If a worker with a qualifying disability is unable to work for more than a year due to their physical condition and has paid enough payroll taxes, the Social Security Administration may give them with monthly benefits.
As a result, if you have never worked, you will not be eligible for SSDI benefits. It is necessary to have acquired enough work credits. Otherwise, you’ll have to apply for Supplemental Security Income instead.
The maximum SSDI benefit will be $4,018, up from $3,822. The average Disability Insurance payment will be approximately $1,580. However, each beneficiary receives a different amount according on their employment history, earnings, and filing age.
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